Housing Loans
Buying a house is one of the biggest and most important decisions of a lifetime. A good house is essential for the all-round well-being of a family. Its purchase therefore requires meticulous planning and careful consideration. You need to assess your requirement and apply for the most suitable housing loan.
Legal Assure offers a wide range of housing loans to cater to the varied needs of different sets of consumers. Our diversified portfolio of loan offerings includes loans for purchase of a new apartment from a developer or a development authority as well as for purchase of resale properties.
Enjoy the exclusive benefits of Legal Assure
Home Loan
Minimal Documentation
Get disbursal with minimal documentation sitting at home.
Quick Disbursal
Get disbursal on priority for being a Legal Assure Privileged customer.
No Hidden Charges
With completely transparent charge structure, you can make an informed decision beforehand.
Lowest Interest Rate
Avail best offers by our trusted bank partners
Types of Home Loan Available
- Home purchase loan
- Land/Plot loan
- Home extension/improvement loan
- Balance transfer loan
- NRI home loan
If you’re looking to buy that house of your choice or wish to build it from the ground up, it’s time to take action now. With a wide range of home loan solutions available to you at attractive interest rates, invest in building a future without restraints. Take advantage of our quick processing and select the right loan of your choice.
How to Apply for Legal Assure Home Loan?
Legal Assure provide home loans with speedy sanctions and transparent processes.
Enjoy the lowest rates with minimum documentation and verification.
Fill an online form to view the best offers from our partner banks.
Our executive helps you choose the best offer for your requirement.
We collect documents and submit to the bank
Bank reviews your application and confirms approval.
Our Banking Partners
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Dream it ! Plan it ! Do it !
with Legal Assure Home Loan
Take advantage of our quick processing home loan.
Frequently asked questions
You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced.
The process of getting a home loan is simple. But you need to be aware of all documents required before applying for the loan.
- Fill loan application form with all required documents
- Pay processing fee
- Discussion with the bank
- Valuation of the submitted documents
- Loan approval process
- Processing of the offer letter
- Legal check
- Final loan deal, signing the agreement, and disbursal
A home loan balance transfer refers to transferring the outstanding home loan amount from one lender to another in order to avail of lower interest rates and additional benefits like better terms or top-up home loans.
- Processing fees : This is a one-time non-refundable fee that is to be paid to the home loan provider after the loan application has been approved. The processing charge varies depending on the bank and the loan scheme you are applying for
- Prepayment charges : Prepayment penalty is the fee you will have to pay the lender if you plan on repaying your home loan before the completion of the loan tenure.
- Conversion fees : Some banks also charge a conversion fee when you decide to switch to a different loan scheme in order to lower the interest rate associated with your current scheme.
- Legal Fee : It is usually included in the processing fee but some lenders charge it separately when they engage firms to scrutinize borrowers' legal documents.
- Home insurance : The premium should be paid directly to the concerned company during the term to ensure that the insurance policy is running during the home loan tenure.
- Statutory/regulatory charges : The fee includes all charges associated with Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI), Memorandum of Entry and Deposit, and stamp duty. You can visit www.cersai.org.in to know more about these charges.
- Franking Fee : Commonly referred to as stamp duty fee is a tax levied by the state government on any form of monetary transaction involving the transfer of rights of a property. The amount varies from one state to another and depends on state laws, type of property, etc.
Explore Our Services
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