A resale flat comes with history: earlier owners, earlier agreements, a housing society, and sometimes a home loan that is still running. A gap anywhere in that history can hold up your loan, your society membership or your registration.
Legal Assure handles the legal side of the deal, from the first document check to the last name transfer, for buyers, sellers and NRIs across Pune and PCMC.
Our advocates review the papers, explain the findings in plain words and prepare the documents your bank and the Sub-Registrar will ask for.
We trace ownership through earlier agreements and Sub-Registrar records to confirm the seller can pass a clear title, and share a written title search report.
We check the OC, approvals, society records, tax receipts and papers for gaps that could stall your loan or registration. See property verification.
We draft or review the token-stage agreement to sale: price, payment schedule, handover date and exit terms. Franking is included.
An advocate-drafted sale deed with an accurate property description and seller covenants, prepared to suit your lender’s requirements.
We calculate stamp duty and fees, book the Sub-Registrar appointment and guide both parties through sale deed registration.
Through our housing loan desk we connect you with partner banks for a resale home loan and coordinate the legal papers the bank asks for.
After registration we help transfer the society share certificate and the name on property tax, MSEDCL electricity and piped gas records.
An advocate stays with the deal from offer to possession, answering questions on clauses and payments and flagging risks before you pay.
We understand the deal, list the documents to collect from the seller and share a clear quote.
Before the tokenOur advocates review the title chain and records, then explain the written report to you.
Usually 5–7 daysTerms are drafted and agreed, and the agreement is franked when the token amount is paid.
Token stageThe sale deed is finalised with both parties and your bank, and stamp duty is paid.
Before registrationBuyer, seller and two witnesses sign before the Sub-Registrar, with photos and biometrics.
Registration daySociety share certificate, property tax, MSEDCL and gas records are moved to your name.
After registration| Document | What it confirms |
|---|---|
| Previous sale deeds, agreements and Index II | An unbroken chain of ownership up to the seller |
| Search of Sub-Registrar records | No undisclosed mortgage, charge or earlier sale |
| Occupancy certificate and approved plan | The building is legally built and fit to occupy |
| Property card or 7/12 extract | The land record matches the building and its title |
| Share certificate and society no-dues letter | The seller is a recorded member and dues are paid |
| Property tax and MSEDCL bills | No arrears, and the name matches the seller |
| Seller’s loan statement or closure letter | Any running loan will be closed and originals released |
| Seller’s ID, PAN and power of attorney, if any | The person signing has the right to sell |
Not every document applies to every flat. We tell you which ones your purchase needs.
Share the property details and we will tell you what to ask the seller and what the work will cost.
Request a CallbackThe seller’s registered deed should match the Index II, the Sub-Registrar search, the society’s share certificate and the municipal tax record, with the same names, flat number and area throughout. Our title search report lists each record checked and any mismatch found.
Stamp duty is charged on the agreement value or the ready reckoner value, whichever is higher. Within Pune city limits it currently totals about 7% for men and 6% for women, including metro cess and local body surcharge. The registration fee is 1%, capped at ₹30,000. Rates vary by location, so we confirm the exact amount for your property before you pay.
Yes, this is common. The seller’s bank issues a letter showing the amount outstanding, and part of your payment or your loan disbursement is used to close it. The bank then releases the original documents with a closure letter. We set out this sequence in the agreement and check the closure before handover.
Under the model bye-laws most Maharashtra housing societies follow, a member does not need the society’s NOC to sell. Banks usually ask for a society letter confirming membership and no dues, and the share certificate transfer needs a formal application. We help you get these letters in time.
Yes. The buyer, the seller (or their power of attorney holder) and two witnesses sign in person, and photos and biometrics are taken at the office. We book the appointment and prepare every document in advance.
Title verification usually takes 5–7 days once the documents are available. The rest depends mainly on the payment schedule and the home loan, and society and name transfers continue after registration. We share a realistic timeline once we review your case.
Do you want to buy a resale property? We, at Legal Assure, can assist you with some of the critical services that entail a resale transaction.
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